IMO and based on a lot of research on this site and other recovery sites, It's almost always after reaching tolerance that the WD, symptoms and other issues begin?
This is true even with my own experience. I took Xanax and Clonazepam for about 3 months.. .25mg the entire time. I did not take both at the same time. I went from Xanax to K-pin and quit CT with no WD or symptoms at all. In fact, I slept great for the next 6 weeks!
But at the end of those six weeks, I was hit with another round of insomnia I went back on a higher dose of Xanax that worked well until it didn't. .5mg worked great for about 4 weeks...then I had to up the dose to 1mg and then 2mg. I ditched Xanax for Temazepam (30mg) and then added in K-pin and Mirtazepine. I was taking 2 or 3mg of K-pin and 30mg of Temazepam and 7.5mg of Mirt only to get an hour or 2 of sleep...then no amount would work!
After that happened (reaching tolerance) it was game over and I had a brutal 9-10 month WD that slowly got better and by month 24 off of a CT, I was 99% or more healed.